Work the numbers before you speak to anyone
Free to use, nothing to fill in about yourself, and no email address required to see a result.
Two calculators, honestly built
Both show their workings and state their assumptions. Neither is a quote — real lending depends on affordability, the property and a lender's own assessment.
Mortgage repayment calculator
Monthly payment, total interest and loan to value for a repayment or interest-only mortgage.
Property price, deposit, rate and term.
Open calculatorBridging loan calculator
Gross and net loan, monthly interest and the total repayable, for retained, rolled-up or serviced interest.
The one most bridging calculators get wrong.
Open calculatorA calculator is not advice
These tools do arithmetic. They do not know your credit history, your income, the condition of the property or which lenders are currently competitive — and all four change what you can actually borrow. Use them to get oriented, then talk to an adviser before you make a decision.
Ready for real numbers?
An adviser can tell you what you can borrow and what it will cost, based on your circumstances rather than an average.
