Give your clients an answer on funding without leaving your lane
We work with suppliers, accountants, brokers and professional advisers who keep meeting businesses that need finance. You keep the relationship. We do the placing, and you stay in the loop the whole way through.
Start a conversationWhat a partnership with us looks like
Most of these arrangements start the same way. Someone keeps running into a funding problem they are not set up to solve: an equipment dealer losing an order because the buyer cannot pay up front, an accountant watching a VAT bill that is not going to be met, a mortgage broker asked about a commercial deal that sits outside their permissions.
We take those cases on. You make the introduction, we search the market, handle the paperwork and manage the lender, and you are told what is happening at every stage. Nothing about your own service has to change, and your client stays your client throughout.
There is no volume target and no exclusivity. Some partners send one case a year and some send one a week; both are worth having. Terms are agreed in writing before anything is introduced, so nobody is working out how this operates halfway through a live deal.
Four kinds of partner, one way of working
The cases differ, the arrangement does not: you introduce, we place, you stay informed.
Equipment and vehicle suppliers
Dealers, manufacturers and distributors who lose orders when a customer cannot fund the purchase outright.
- Asset finance quoted alongside your proposal, so the conversation stays about the equipment rather than the price tag.
- Funders who understand residual values in your market and price accordingly.
- Quick indications, so a customer is not sitting on a decision while a bank takes a fortnight.
Accountants and bookkeepers
You see the cash flow before anyone else does, often months before the client raises it themselves.
- Funding for tax liabilities, equipment purchases, acquisitions and the gaps in between.
- We report back to you as well as to the client, so your advice stays joined up.
- An honest read on whether borrowing helps — useful when you already suspect it does not.
Brokers and introducers
Cases that fall outside your permissions or your panel, placed properly instead of being turned away.
- Commercial, asset-backed and short-term cases you do not currently write.
- Clear boundaries: we work the case you send and do not go looking for the rest of your book.
- Terms agreed up front, including how the case is handed back to you afterwards.
Solicitors and corporate advisers
Transactions that stall for want of funding, often at the least convenient moment.
- Completion dates that will not move and need short-term, property-backed funding to hold.
- Buy-outs and acquisitions that need debt sitting alongside the equity.
- Estates and matrimonial matters where liquidity, not value, is the obstacle.
The parts partners tell us actually matter
Referral arrangements usually fail for unglamorous reasons — nobody answers, nothing gets fed back, or the introduced client is quietly sold something else. These are the commitments we make to stop that happening.
- One named contact who knows your cases, rather than whoever picks up the phone that day.
- A whole-of-market search, so your client is not steered towards whichever funder suits us.
- You decide how involved to stay: copied into everything, or handed the outcome and nothing else.
- Commission terms agreed in writing before the first introduction, and disclosed to the client where disclosure is required.
- Product and explainer material you can put your own name on, if it helps you have the conversation.
- A straight no when a case is not fundable, so you are not left managing a client through a long maybe.
How a referral is handled
- 1
We agree terms in writing: how introductions reach us, how they are handled, and how you are paid.
- 2
You introduce the client, with their knowledge, by whatever route suits you — form, email or a phone call.
- 3
We contact them quickly, scope the requirement properly and search the market for it.
- 4
You are updated at each stage, and commission is settled once the facility completes.
More on how partnering works
The detail behind the arrangement — the process, setting one up, and the support you get once you have.
The Process
No mystery and no black box. Here is exactly what happens between you introducing a client and the money landing in their account.
Read moreBecome a Partner
A short conversation, terms in writing, and you are set up. There is no application process, no volume target and no exclusivity.
Read moreFor Plant & Vehicle Dealers
A customer who cannot pay up front is not a lost sale — it is a funding conversation. We supply the funding so you can keep talking about the machine.
Read moreFor Accountants
You see the cash position before anyone else does — often months before the client raises it. We take those cases so your advice can stay joined up.
Read morePartner Resources
Plain-English material you can put in front of a client, so the funding conversation does not depend on you having to explain our market for us.
Read moreSupport & FAQs
The questions partners actually ask, answered directly. If yours is not here, ask us and we will give you a straight answer.
Read moreConsent, data and doing this properly
We only contact a client you have introduced where they know the introduction is being made. Before sending anything across, please make sure they have agreed to it and know who we are — it protects your relationship as much as ours.
Personal data you share is handled under our privacy policy and UK data protection law. We do not add introduced clients to marketing lists without their agreement, and their details go no further than the funders actively considering the case.
Where an introduction touches a regulated activity, both sides need appropriate permissions in place. If you are not certain yours cover what you are proposing, say so and we will work out the right structure — which may be a straightforward referral, or may be better handled as a formal appointed representative or introducer arrangement.
If a referral agreement is not quite the right shape
Some people who arrive on this page are not looking to refer occasional cases — they want to advise under our permissions, or build a practice alongside us. That is a different conversation, and it has its own pages.
Join our network
For advisers and firms who want to operate under our regulatory umbrella with support behind them.
Learn moreAppointed representative
A formal arrangement for firms that want to advise without holding their own direct authorisation.
Learn moreBecome an introducer
A registered introducer agreement for individuals who regularly pass on enquiries.
Learn moreFrequently asked
Do I need to be FCA authorised to refer a client?
For most commercial and business lending, no — that borrowing generally sits outside the regulated regime. It changes where a referral touches a regulated activity, such as lending secured on somebody's home. Tell us what you have in mind and we will confirm what is needed before anything goes ahead.
How is commission worked out and when is it paid?
It varies by product and by facility size, so it is agreed with you in writing at the start rather than published here. Payment follows completion of the facility, and we will tell you what you can expect on a given case before you introduce it, not after.
Will you approach my client about anything else?
Not without asking you first. An introduced client comes to us for the case you sent, and we do not cross-sell against your relationship. If they raise something else themselves, we will tell you rather than quietly act on it.
Can I stay involved in the case?
Entirely up to you. Some partners want to be copied into every message and sit in on the calls; others want a note when it completes and nothing in between. Tell us which you prefer and we will work that way.
Is there a minimum number of referrals?
No. There is no volume target, no tiering and no penalty for a quiet year. A single well-suited case is worth having, and we would rather you sent us the ones that genuinely fit than made up the numbers.
What happens if the case is declined?
We tell you and the client promptly, explain why, and set out what would have to change for it to work later. Nothing is worse for your relationship with a client than a referral that simply goes quiet.
How quickly will you contact someone I introduce?
Same working day wherever possible, and the next one at the latest. If your client is working to a deadline, flag it when you make the introduction and we will prioritise accordingly.
Send us a case and see how we handle it
No agreement needs signing to have the first conversation. Tell us what you keep running into and we will tell you whether we can help with it.
