Finance for holiday parks and glamping
Highly seasonal income against year-round costs, funding units and infrastructure that only earn for part of the year.
Request a callback- Commonly funded
- Lodges, pods, infrastructure
- Typical facilities
- Asset finance, term loans
- Lender focus
- Occupancy and planning consent
This page describes what businesses in this sector typically fund and what lenders generally look for. It is not a recommendation, and what is available to you depends on your own circumstances.
About holiday parks & glamping
Holiday accommodation concentrates most of its income into a handful of months while costs run all year. Lenders reading a set of bank statements from February will draw the wrong conclusion unless somebody explains the pattern, which is a large part of what a broker does in this sector.
The assets themselves vary widely in how fundable they are. Static caravans and lodges have established resale markets and fund readily. Site infrastructure — roads, services, hardstanding, reception buildings — behaves much more like a property or soft asset case and is assessed on the strength of the business.
What gets funded
- Static caravans, lodges, pods and cabins for hire fleets.
- Site infrastructure, services, hardstanding and access roads.
- Reception, shower blocks, laundry and communal facilities.
- Hot tubs, outdoor kitchens and other guest amenities.
- Groundscare equipment, buggies and site maintenance vehicles.
- Working capital to cover the off-season and prepare for the next one.
What lenders want to see
- Occupancy figures across a full year, not just the peak months.
- Planning consent, and specifically any restriction on the length of the operating season.
- Licence status for the site and how secure it is.
- Booking platform data, which gives funders independent evidence of demand.
- How fixed costs are covered through the closed period.
Frequently asked
Does a seasonal restriction on the site matter?
Yes, significantly. A site licensed for ten or eleven months supports considerably more borrowing than one restricted to six, because the earning period is longer and the off-season gap smaller. Lenders will ask about it early.
Can glamping pods be funded like caravans?
It depends on the unit. Manufactured pods with a recognised brand and resale market fund reasonably well; bespoke or self-built structures are treated as soft assets and assessed against the business rather than the unit.
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Tell us what your business does
We will tell you which funders lend into your industry, and roughly what they are likely to say.
