Finance for printing and packaging
Presses are expensive, long-lived and well understood by specialist funders — which makes them one of the more straightforwardly fundable assets in industry.
Request a callback- Commonly funded
- Presses and finishing kit
- Typical facilities
- Hire purchase, refinance
- Lender focus
- Utilisation and technology risk
This page describes what businesses in this sector typically fund and what lenders generally look for. It is not a recommendation, and what is available to you depends on your own circumstances.
About printing
Print equipment sits in a well-established finance niche. Litho and digital presses, cutters, folders and binding equipment all have known values and dedicated dealers, so specialist funders can lend against them with confidence and price competitively.
The consideration specific to this sector is technology risk. Digital print in particular moves quickly, and a press that is highly productive today can be uncompetitive in six or seven years. That argues for matching the term to a realistic commercial life rather than to the maximum a funder will allow.
What print businesses fund
- Litho and digital presses, sheet-fed and web.
- Wide format, textile and specialist printing equipment.
- Guillotines, folders, laminators, binding and finishing lines.
- Packaging, die-cutting and converting machinery.
- Prepress systems, workflow software and colour management.
- Refinance of owned presses to fund an upgrade or expansion.
What shapes the terms
- Manufacturer and model, since resale demand varies sharply between them.
- Click counts and recorded usage, which act like mileage on a vehicle.
- Service contracts in place, which protect value and reassure funders.
- How much of your work is repeat contract rather than one-off jobs.
- Whether the equipment will still be commercially competitive at the end of the term.
Frequently asked
Should I choose a shorter term on digital equipment?
Usually worth considering. Stretching a digital press over seven years lowers the monthly cost but risks leaving you tied to equipment the market has moved past. Matching the term to the period you realistically expect to run it is generally the wiser call.
Can click charges be included in the funding?
Service and click charges are normally a separate agreement with the manufacturer or dealer rather than part of the finance. Some packages bundle them, so check what your monthly figure actually covers before comparing quotes.
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We will tell you which funders lend into your industry, and roughly what they are likely to say.
